What does Bill Perkins say about giving an inheritance early?

Bill Perkins says the most common change among older Die With Zero readers is rethinking inheritance. Instead of leaving whatever remains at death to heirs who are often already around 60, they are taking estate planning seriously and giving money while it can still make a difference. He says other readers have moved retirement dates or paid for parents to retire and spend time with grandchildren.

• One host described urging wealthy in-laws to give money now, spend on themselves, or fund experiences the whole family can share, and said they bought a vacation house.
• Perkins said a reader with a guaranteed military pension realised there was no reason to keep a large cash pile.

▸In their words

“Like, why am I waiting to die to give somebody their inheritance?” Bill Perkins · at 47:29 — open in the transcript →

Source: our own transcription of the episode. The full conversation is on My First Million (2026-11-02). Read the whole episode summary →

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